As to the new tax law, it reduces the amount that can be written off to 12K for individuals and 18K for married couples.

And the worst part is by the time I want to write a comment there is already a long list of comments congratulating and thanking the author for his profound wisdom.

Not having an NMLS or real estate broker license doesn't automatically mean that what they are doing is illegal since there are provisions for one-off mortgage lending by unlicensed individuals (lending your nephew money to finish the garage being a good example), but there's about a 95% certainty that if you're doing it for a living and/or actively putting yourself out there as a mortgage lender of any form (like if they are doing enough volume that they use email templates...), you are supposed to be licensed.Another flag is anyone asking for up-front fees before you're even in escrow, or fees once in escrow that exceed a normal appraisal cost.If BOTH of these tests fail -- no license AND up-front fees -- they're almost certainly a scammer.

The moral of the story is know when and where to exercise your authority.

When it comes up for renewal you can screen her as an individual and then make changes, if you decide.

Hello Beloved BP Community - I come to you once again for advice:I spent the last 10 years of my life being a W2 individual with decent income.  

You will have to find someone who will have the authority to act for the estate. 

Just wanted to introduce myself and hopefully connect with like minded individuals with a passion for real estate investing in my area.

Anyone invested in that area that has good referrals or suggestions on companies/individuals who do a great job? 

Derek please let me know if you are still looking to meet up with individuals.