It's not the same thing.If you have $130,000 in equity, I would not use any more than $65,000 on a new property and $15,000 of that should be held for reserves so you would have $50,000 for downpayment and closing costs really.Unless your rental property is new construction, you don't want to max out the equity in case of large repairs coming.

Quote from @Robert Frazier: Quote from @Austin Wolff: During my day job of Market Analysis here at BiggerPockets, Boise, ID consistently comes up as one of the best markets for real estate investors.

The restrictions can be pretty brutal. 

There's been a few Houston developers on Biggerpockets podcast episodes.One that comes to mind is Donovan Adesoro. 

How did you add value to the deal?

More preparation on the parcels i'm working on.

Live in the Columbus Ohio area.  

Would appreciate referrals as well as any general insights about the market, neighborhoods, etc.  

I attended middle school here and spent many years growing up in the area.

I don’t know much about the Australian market, but your curiosity and drive to learn are inspiring.