Boy was I wrong, I did more research over the years and after finding out that I will qualify for VA benefits and be able to pull out a %1 interest loan for 675k and I immediately thought wow I would finally be able to start I used the calculator on bigger pockets to get a rough estimate and once I saw the cash flow I was in shock I would pull in a whopping $200.

If so pull the HOA docs and learn the mechanism for affecting change. 

Get a hold of their nursing/employment assignment contract in case they try to pull a fast one on you and just squat or claim tenants rights.

@Kendall Short Thin cash flow but it doesnt matter much on a freshly rehabbed house you just pulled 40k out of lol.

So im new to this whole thing of real estate investing, but reading the past few months and gaining some insight into the market. I saw a property, town home 3br 1.5 ba in Suffolk, VA, keep in mind I live in Northern...

If it has a damaged surface just pull and replace (expensive but lasts longer...do acrylic and set in spray foam or plaster of paris) but if surface is okay use caulk remover to get the caulk softened between the tub and surround.

So at the risk of sounding shady, I want to say up front that I have no interest in trying to pull one over on a tenant.

I live one town over...I was looking there pretty often found some great deals but wasn’t ready to pull the trigger.

Regardless of my personal situation or that of the properties themselves.I am trying to work with local banks and credit unions; while that is much more difficult to navigate, and the fixed costs of doing so are high, we haven't even gotten to the point of the question of 4 properties or more - which I now need to start asking up front.Problem is, at least in the case of TD, I am even being told they won't do a refinancing for me on this property because of '4 being financed', which seems crazy to me.Does anybody have any ideas or guidance as to how I could proceed to try to pull some equity out of this place?

Would I need to get appraisals and renegotiate the entire loan I assume to pull out the one I want to sell before I'd be able to do so?