I think it's healthy to keep our eyes open for products that suit us best, especially as our businesses grow and change over time, so should our systems.

You have to treat REI like a business, which means you need to understand how to have a REI investment plan (this isn't a traditional business plan), and you have to understand how money works within the realm of REI. 

I keep hearing that umbrella insurance is cheap but I don't find that being the case. 

Which means, you will want to pay the HELOC back as quickly as possible. 

I'm trying to get the best rates possible while also keeping my personal assets away from the business assets in case something was to happen on the job site.Thanks again for your help.

It'll probably be a couple more years because I keep going to other more lucrative short term projects, but I'll get there eventually. 

Hello Ethan,I think the main difference between traditional banks and credit unions are their guidelines, most credit unions are manual underwriting, because they are using their own money and keeping the loans. 

You can work on ignorance only so long before it breaks you into little pieces.I've always despised this advice.Sure, I get what they mean but the message has trickled to the wrong people.

loc recommended complete cashflow services to me a while back and i've been pretty happy..melissa keeps good commuication and is quick to respond

I do have a 9 to 5 making six figures, and all four of my rental properties are cash flowing, so I'm not sure why I keep hitting all these roadblocks.