I hadn't gotten an insurance quote yet, but I would imagine that would be much steeper.  

Here's where  energy modeling and rating systems like the Dept of Energy Home Score helps with marketing and can lessen sticker shock in any state: Imagine there are two homes for sale that are pretty identical in size, location, year built etc.

I would imagine your lender will review that language in the addendum and not be comfortable with loaning funds in excess of the sales price. 

I can only imagine 5 vans running around in the areas they may be at bringing attention to your cause.

I really hadn't considered the repercussions of this on it's rent ability, until I imagined lugging a sofa-bed up the steps!

If you persevere, you will succeed, and I believe that success will be greater than your wildest imagination.

Highlights of the article:Mayo Clinic economic hub of the cityExpected to double population from current pop. 110,000Create 25k to 45 k jobs (Mayo Clinic plans to create 15k)Redesign downtown and 7 newly created neighbourhoodsRail link to Minneapolis Foreign investments pouring into the city from Hong Kong and Saudi ArabiaResidents concerns: -influx of out of town construction workers-under funded infrastructure projects-lack of clarity on spending-affordable housing

But he worked for an Engineering firm in Saudi 3 months on & 3 months off, so he was extremely well financed.Having been back to Australia 2010 & 2011 where a bungalow in the city can run above $750,000 I can't imagine making buy & hold viable.

Frankly, if there is no significant damage associated with the cat, then, there is nothing to haggle about or risk losing more money and time in court.I imagine you would have absorbed the repairs caused by wear and tear over the time they inhabited the house.The overall consensus in this thread is that you should just let it slide and move on to more important things.

I would imagine someone would have a high ratio if they are continuously leveraging equity.