The last rate hike request got denied by the insurance commissioner and there will be a hearing sometime this summer I believe (I’m sure a rate hike will follow but not the one the insurance companies asked for) weather events certainly can impact but typically it is just a quick in and out hurricane and of course, hope for minimal damage to property.  

Alongside my work in real estate brokerage, I also own a short-term management company called HAVN.

Come to find out, it's because they want me to use their own mortgage company. 

There are third-party admin people that can help you set up and administer your solo 401k for a relatively inexpensive fee it's about $300 a year I currently use one company to do the same for my self-directed Roth IRA.I'm looking to go with the 401 option because I can do a 100% contribution up to $20,500 now.that's just a little over my net in one month on my rentals.

@Ashish Acharya @Michael PlaksAshish correctly points out that LPs are subject to more specific rules, however the courts have found that a limited liability company (LLC) interest is not treated as a limited partnership interest.

I really need to use a property management company.

Do you know any companies that help with this process or who can expedite the process?

I met with three companies and the guy I hired did a great job, fast and had communication.Let me know if you want his contact information.

Does anyone know of any good insurance brokers/companies in the Sacramento area?

If the property is owned by you personally, use a personal account unless you have an agreement where the LLC is the property management company.