This is indicated in the net worth report (one of 75 reports available).  

5+ units DSCR or commercial mortgages. each one is used for different things. really matters purchase price. location of property and your physical location. dscr looks at the property and your credit score. commercial bank looks at you and the property. tax returns, w2s DTI. then the property needs to cash flow enough for them. dscr is a bit more lax but higher rate.

It is annoying but if the extra occupancy calls for it it is worth the hassle.

I currently own 47 rental doors and want to continue to do the cash out BRRRR strategy. 

A pictures worth a thousand words right...lol.

However, it increases debt, which can strain cash flow if rental income falls or expenses rise.

My original plan was to cash out refinance at the end of the project but we need additional funds to finish like I previously stated.  

Anyone familiar with IL to know if it’s worth trying to garnish wages, etc?

(See my profile to reach me.)That said, unless these Fi-Fas are substantial, the juice may not be worth the squeeze. 

Purchase price: $285,000 Cash invested: $57,000 First rental.