I want to point out that there is most definitely an element of economy of scale here - most profitable lenders need a team of people with specific skills to lend efficiently and profitably.

People have different ways to make things work. 

Welcome to BP Deshay, These forums are a great place to learn and meet people, whether you're just starting out or you're a seasoned investor.

They left me a picture of some names and numbers of people I should talk to. 

I personally hear from tons of people who think the market will come down, due to the struggling middle class and the fact that it will get worse.

Thanks Chris,Indeed, we have a decent group of 1100+ people (https://groups.google.com/g/scalable-property-investing).

There shouldn't be a shortage of people who have money and need a place to live. 

Hello people, I have been to smoky mountain area about 4 times now.

Looking to connect with people who understand vacation rentals on Lake Norman.

Even when you exclude the ones who are simply renting out their own spaces - second homes, pre-existing ADUs, spare bedrooms, or their RVs, the number of people that started with less than we have is likely still significant.