You may want to have one of the moderators move this to a more suitable forum.

You more than likely used more of a standard promissory note which attached to the DOT/Mortgage or you paid extra in legal fees to create one suitable to your state standards.The fears that coincide with notes and security instruments have all been handled and much of what exists today is just street level myth from incorrect interpretation: ‘transfer of the note carries with it the security, without any formal assignment or delivery, or even mention of the latter.’

I chose to use more money in another market to fix and hold and rent to a suitable tenant.

Has anyone ever bought without doing a site visit, or does any have any general thoughts on this?

Go on the property and see it first hand to see if the land is suitable for my needs.3.

Is it near a place that would attract short term visitors?

Same with time/energy - not everyone can be or wants to be super involved with rehab, management, etc so certain REI strategies will be more or less suitable.

If you can get a suitable solution to those major issues for $4K instead of $14K your investment looks much more attractive.

I'd also reevaluate my criteria to expand "my" market to include more suitable conditions if necessary.

A place I am looking at has a "seller needs to find suitable housing" disclosure.