First CommonwealthFirst Midwest, up to 90% Chicago areaFirst Republic - CaliforniaFulton BankGFA Federal Credit Union 10 yr draw, 10 yr repay, MAGranite State CU, NH 90-100%Great Lakes Credit Union Veritex, Texas HELOCHanscom FCU, FloridaHSBC 70%, for premier clients only Horizon, Kalamazoo MichiganHuntington 75% LTV 5 yr IO product available Hurst Lending and Insurance Investment property HELOC in Texas.

In regards to repairs, that's a different loan product -Rehab loan programs provide funding for repairs and are ARV based. 

I've learned how to underwrite product, have leads; however, it's the negotiating process, and finding partnerships or qualifying for financing that's been the intimidating part. 

So what are some good product or systems?

Depending on your product, it will say how much deflection it will accept in the instructions/prep.

One thing to keep in mind as you said FHA/VA; they’re very very different products outside of being government loans.

Depending on what you intend to do, I'm sure there will be a market for the product.

The amount of assets on the market has declined significantly in the past three years due to many reasons. 

I decline. 

Can anyone recommend a good short term vacation rental loan products?