Here is the information I have...forget all other banks mentioned as that info was given to us by the seller and may or may not be reliable.Chain:Deed of Trust 1st Mariner04/99 for $333KLiber 2683 Folio 415-420Deed of Trust Greenpoint Mortgage Funding03/03 for $419KLiber 3642 Folio 252Within this document it states:Refinance Deed of Trust at Liber 2683 Folio 415 paid balance of loan $320528.66 leaving $0 balanceCertificate of Satisfaction Greenpoint Mortgage Funding12/03Satisfies Liber 3642 Folio 252The only other document that we have is a letter from 1st Mariner stating that they sold the loan to Residential Funding Corporation.This is all we were able to obtain from the county records.

they did clean the place before leaving and were great tenants so I agreed but what would you do in this situation?

My biggest fear is I'm going to be in hot water if someone doesn't get along with me and I have to kick them out and they refuse to leave.

Any problems with leaving it in peoples mailboxes?

The original issue was brought up by the ever ballooning prices we had some years ago leaving the market with highly over inflated values and lenders with loans that they ended up foreclosing on and taking a huge loss on.At that point the government sponsored entities, Fannie, Freddie, Gennie Mae, and also FHA and UDSA revised their guidelines to say no financing available for flips with large market increases when the rehab costs cant justify the price increase.

If its real wood, I would consider leaving it if its in good condition and is not in the budget.

The investor is not expectedparticipate in the decision of what projects to be invested in but would rather prefer to leave that to you.

BUT...I promised myself I'd start while I'm on maternity leave and can really focus a few hours a day on getting my feet wet.

If you have a property to move leave a brochure box that talks minimally about the property that it is left at, always be sure to leave out pertinent info like price, sq.ft., or bed/baths.

Another issue is zoning as a special use permit may be required, having special needs or more than 3 unrelated tenants is sometimes an issue.You may also be subject to inspections and ADA requirements, hard surface floors wider doors, etc. it's no walk in the park.After you get the permits and modify the place, you will get higher than market rents (due to mods) but you're also pretty well locked in to renting to that NP/agency, can't really take them to the cleaners as they can move on leaving you with a harder to rent dwelling too.Insurance will be more and you better keep the place up in tip top shape.