@John Cassel  I think those two things you mentioned (the exterior painting and bathroom renovations) will have a big impact on the appearance of the property. 

I heard on a podcast a while back about having contractors come by at the same time to have them quote on a renovation project.

Many of the larger metro areas are moving in this direction and it looks like as of Aug 2019 you’re done.

Usually they are more flexible than larger entities.To answer your question directly, YES, you can absolutely pull $100k out. 

nice post.. were i see 100% financing is for EXTREMELY experienced operators that have been with their HML for years and years.. and the deals are no more than 60 to 65% LTV.. this does happen.. but its only for those special few repeat clients that have years of working experience with the lender. totally agree on the ones that require a larger fee up front I just hearken on the American Greed episode with Remmington Financial the King of pump and dump due diligence lenders.. 

I'm super excited about my journey and am looking forward to renovating starting Monday! 

Here's my personal story of a 203K / HomeStyle Renovation I did: https://www.biggerpockets.com/member-blogs/12390/86740-my-experience-with-a-203k-homestyle-renovation Enjoy!

Purchase price: $629,000 Cash invested: $415,000 Sale price: $1,350,000 Bought a 2 family home and gut renovated it into two condos.

I have many pictures of the renovation process if anyone cares to see them.

That being said, larger players like List Source, etc. probably pay the county a fee for accessing their interface and quite possibly are given a different interface to use so they don't disrupt the website / interface meant for the general public.