If you don't think it's any good, you can get some money back and not do business with me again or refer me to any of your circle of influence". 

Look at your investing goals - how might others improve your success in attaining these goals.Look at your real estate process - where might others assist you in these processes.1) Financing deals2) Finding deals3) Analyzing deals4) Minimizing the risks of your investmentsetcYour goals will influence your real estate processes.

or is this a special case where a bank is distressed and the FDIC is exerting its influence?

Canadian investors make up nearly 30% of the foreign buyers market in the U.S. and I highly doubt they will be influenced by a visa offer.

What if your doctor also sold insurance, would only write a script at one drug store, or attempted to influence where you got groceries by telling you what to eat?

If we accept that as human beings, we never want our personal influence and power to diminish, then we will never want to stop growing.  

They still haven't learned about business cycles, market analysis of gentrified markets, lack insight as to economic alternatives, competition, the understanding of highest and best use of the allocation of assets and scores of other issues, What influence is there from government, what if the laws change giving owners greater rights with respect to homestead exemption, financing tax relief or how the aging of our society effects the tax base over time?

The two problems there are: (1) AB 284;(2) The price has already gone up a lot from last year.In addition, fiscal cliff issues, as a national problem are still lingering in the once traumatized mind of some investors.

Although they’re not strongly correlated, there is enough data to show that cap rate tracks the movement of interest rate (some say cap rate tracks the movement of 10-year TBill yield which influences interest rates in general).

Regarding the topic question, this is straight from the Lennar annual report (SEC 10-K filing, page 3):"During the second half of fiscal 2022, significant increases in interest rates made our homes less affordable to many prospective buyers and led us to reduce prices or increase sales incentives in a number of our communities."