I have lost $1,000 in a few days from the market dip which converts to $33,333.33 less house buying power for a 3% down Mass Housing loan. 

And with my openness to all people I have learned how to convert transaction to long lasting relationships in this real estate business and beyond.

For example: •Raised private capital for various deal makers who specialize in fix and flip single family residences•Assisted in converting unique San Francisco multi-family units into tenants in common•Joint ventured and partnered with local investors to purchase multi-family units and trustee sales locally and out of state

I have slowed down purchasing more properties as I convert the remaining 12 properties to Airbnb.

It is 2600 sqft, would be a 4/2/2, adding about 50k in value by converting it.Question is, what will be required to convert that legally?  

Would your city allow it to be converted into a triplex?

So I think what I would do in your case is try to get the home converted to a 3 bedroom.  

So you will have a time frame to convert it from condos to single family home or duplex.

If you find a property that meets the 50% rule, though, you will likely be fine and almost certainly won't lose your shirt.To me, what matters most is how the property will perform once you convert it to a full time investment.

I do like free though, so I might check into one of the above suggestions and see if I can convert my spreadsheets into other formats.