Now, married with our first child, we want to buy another home and would like to use the USDA program.  

Auctioneer and broker in Baltimore, good luck with your investing program.

What was originally a single family house has had double the square footage added on and turned into a multi-family property.Some present as amazing deals....however I am unsure of the consequences.Some of the listings state the city requires a certificate of re-occupancy.

All organizations should establish a risk management program under the oversight of the board of directors.

The way you can earn money is by signing up for their programs and recruiting other people to do the same.

They have a portfolio program that usually will help buyers who have some interesting financials.

If the record owner is deceased, absent a secured creditor gaining title via foreclosure, you'll need to find someone with standing to legally be able to pass marketable title to you.Determine PETIO:PropertyEquityTitleInterestsOpportunity.Check death certificate, obits, neighbors for leads re: relatives, social media, and obviously name search the decedent online. 

@Jim Brown: The lender I spoke with said 203(k)'s are an FHA product, but there is a conventional renovation program for 20% down.

Best to consult an accountant with cross border real estate and business expertise to get a full understanding of how you should hold (own) any Canadian properties to best fit your situation and mitigate tax liabilities.DispositionAs a non-resident, when you sell a property, you must notify the Canadian Revenue Agency (CRA) pretty much immediately (something like 7-10 days if memory serves) to obtain a certificate of compliance.  

When you purchase the lien you are sent a certificate from that county.