It's great that you enjoy your career—keep pursuing that passion, but building a nest egg in real estate too is a great idea.

Home equity loans may not be obtained on land that is taxed as “open space” or as agricultural land.The loan may not close until twelve (12) days after the borrower has applied for the loan and has received a formal notice of the borrower’s legal rights.Not less than one day before the closing, the borrower must be given a final itemized disclosure of the actual charges associated with the loan, including actual points, fees, costs and interest.

A few points, different tax laws and language barriers made it more difficult.  

Calculate depreciation only if you are filing your own tax returns.

I addition to someone else paying off your leveraged property are tax benefits.

I have recently done wholesale deals to build enough capital for down payment.

Then I purchased from them $5000.00 worth of tax liens. 

In normal operations and stable markets, the bank margin is typically about 160-180 bps above the fed funds rate, however we are currently seeing them build close to 300 bps of margin which tells me they are still expecting volatility in the bond market. 

I am looking to get some type of construction to perm loan to build a primary house for myself However, I’d like to get a loan that allows as little % down as possible and allows me to be the builder.

Truth is nothing except maybe a brand new build is going to be 100% permitted likely.