#1 - Acquire a HELOC on the investment property (old forums stated PenFed has a product) at 70% LTV (Don't want to cash out refi, since I have a really good 1st mortgage already in place)  #2 - Take out the funds out of the HELOC and put into savings for 3 months  #3 - use the funds along with some of my other savings to acquire another multi with 70% financing.  

Lenders use a formula to make sure the cash flow and LTV meet their minimum.You can find 30 amortization due in 30 mortgages for investment properties starting around 5.5%.

Not a legal advice, but AFAIK you cannot mix IRA funds and loans unless your IRA invests in a security and not in a property directly.

.- I have to work under a broker for 2 years before I can apply for my brokers license in state of FL- I have to split my commission profit with broker and all funds/payments must be made out directly to the broker- the percentage commission I negotiate with property owners is my decisionDetermine best path to form Vacation Rental Property Management company being aware of my new status a sales associate- can I start my own business entity to establish and brand my VR management company now, or would/should I just wait the 2 years, get brokers license and then do so.

Congrats on this find, and your success in creatively funding it.

Does anyone have any knowledge of the crowd funding space?

As per my knowledge you can take up to 50% funds out of your 401K as loan.

Our only problem is getting the funding.

As suggested, focus on what the rest of the credit report tells you regarding history of collections, accounts 60 and 90 days overdue and just how much of this applicants funds are tied up in financial obligations (car loans, student loans, etc.)

As I'm conducting more research,  I believe it's best to start off without forming a legal entity until I secure sufficient funding.