I used my HELOC on my primary residence to pay cash for the property and 0% credit cards to finance the repairs (13K).

Ryan states that they are not illegal and I understand that to be true.

It seems that it is less risky and simpler to buy directly from the owner prior to foreclosure-is this true or does it depend?

I had a credit card denied for the first time in years today, and I started freaking out.

Purchase Option investing, Alternative Financing, etc...) that do not require good credit...or so I read.Is that true?

Is this true?

And what does that do for your reputation if you are consistently making offers at 65% of their true value and getting rejected 99% of the time?

I just got a credit card and using it once or twice a month and I am taking out a loan for 1500 dollars and paying it back monthly just to gain credit I want to put about 35-40 thousand downpayment..

Yet, I've heard and seen this from the "gurus" over and over.I could go on and on, but my point is that just because some "guru" says it, does not make it true.

A true Buyer's Agent who is negotiating in the buyer's best interest is in fact negotiating their own fee down.