SBA loans are designed to help small businesses obtain financing that may not be available through traditional lenders, such as banks.

Pros:Faster process: Private money lenders may be able to move more quickly than traditional lenders, as they are often more flexible and may have fewer regulatory requirements.

Even if you just went the traditional LTR route though, you should be able to break even at a minimum in most medium-sized markets and larger.

Granted I can come up with 25% and get financing for the construction and convert to a traditional loan after, I think its feasible.

Also - research cash out refinancing - you can use HELOC for down payment, get a traditional mortgage - then 6 months later you can refinance and get your cash out at 75% LTV. 

I'm starting to look for more creative financing methods especially given the market is starting to shift - and trying to figure out the "how" to make deals work as opposed to just leaving it once a traditional method doesn't work out.

Interest rates will be higher than a traditional lender

Just wondering, do you see that as any different than a traditional or ROTH IRA?

Today, there are many North American manufactures who produce quality UHETs at reasonable prices.One good thing to come from the poor start of low-flow units in North America was the establishment of the MaP toilet testing which rates new toilets (traditional, HET, UHET) based on their performance.

What are the drawbacks vs. a more traditional agent?