I appreciate any direction I can get on here or if anyone has specific lenders that you have experience with that I can reach out to. 

I can't speak to your market specifically but...Talk to LOCAL or regional banks. 

Upon default, our deed of trust specifically allows us to require the borrower to prepay into an account to cover insurance, taxes, or any other unpaid obligations.

First, figure out what you are trying to accomplish and be absolutely sure this is the right approach for you and your specific situation.  

But, that is not always the right answer and you should speak with someone familiar with your personal situation to get advice specific to you.

I think you have solid criteria to find a good property with good long term appreciation prospects and cashflow. 

Are there any specific calculators or tools you recommend for analyzing the financial aspects of a seller financing deal?

-No soda-Tons of water (I don't aim for a specific goal here, but I probably drink 120oz per day)-I take a multivitamin gummy every morning.

Thank you,StephanieHi Stephanie,I would highly suggest starting with a call to the Planning Department and let them outline what is feasible for the specific property and what steps you'd need to take to get it where you want to go.

Almost all policies are underwritten by the North Carolina Insurance Underwriting Association and that was formed specifically so coastal area homes could and would have insurance.