R-3 Zoning designation would allow multiple manufactured homes on a single sewer/water tap.

I’m also looking at another property under $150k for STR, you won’t find that in Tremont but Clark-Fulton close to metro, border of Ohio City and Tremont would be a good bet.

If you did that, does that additional house have to be a single family? 

My thought is start building a portfolio of single and multi family rentals (probably out of state just because I'm in one of the hottest markets), and just grind by adding.

We sold a single-family home in December 2023.

My salary is nothing crazy so there is only so much to offset.I think my best bet might be to hire it out.  

I’m interested in talking to someone who has done owner builder loans for a rental or even a single family home for themselves.

I will bet I can send you some great deal, but you won't have the ability to know they are deals because you don't have the experience to do the math.The biggest problem both new and experienced investors have is nobody watches our backs because everyone has their own agenda and the greed more money.What you need is to do is; rather than banging your head against a concrete wall, post the properties you are looking at, write as much detail about each property as you can including rehab costs, rental income, how much you can increase rents and then let people give you their opinions and advice.Here is a serious problem with people who own their own business and then we wonder why some people are successful and why some are not. 

Be careful to not get your credit score lowered because you have too many inquiries.If you can't go conventional, then DSCR is your next best bet. 

My eyes are always open for multi family opportunities or single family homes in good areas if anyone ever comes across something!