It will only be a matter of time before there is a valley or a dip, that is part of being in business. 

I have been a member since 2012 and never regretted a minute of it.

Down payment: Can you give us some of your reasons for wanting the larger down?

It's amazing to see old properties get renovated into something beautiful again - It's one of my favorite things about being a Chicago general contractor!

We got a small drop last month but nothing worth bragging about.I was thinking of doing a refi with dropping rates but doesnt seem like thats in cards currently...Thank you The bond market happened.

This can certainly be done but some of the assumptions here need to be tweaked.

One of the first off-market deals I landed was a property I heard about through a referral.

Corvallis is notoriously “anti-building”, a more hyper-inflated market inside of its own bubble compared to the rest of the willamette valley.

They will likely count your potential rent as part of their analysis and should give you a good idea of how much you could "buy" based on your situation.

After 12-24 months of learning, you could then look for your next investment out of state.