We can try mental gymnastics all day to justify why we are coming in low, but at the end of the day, there is no logical reason why it is 65% or 70% of ARV.  

It's helpful to get this drilled into your head early, as you'll build up a mental muscle to avoid spending money on depreciating assets.

What I realize is that there is no such thing as a rehearsal to life.

I wouldn't have to sell, being that I do them with all cash, but I like to stay liquid due to previous life experiences that I can't overcome mentally. 

I've adjusted my risk taking mentality since it's not all about me anymore.

It is meant to be a simple mental exercise in evaluation of return, that is all.  

And I changed from a broker mentality to an investor mindset.I've made a career out of solving attorneys' problems.

I have a mental disability one other family member may visit me from time to time to help me out but doesn't live near me so once a week if that is alowd.I don't understand what they mean by income limit does that mean I would qualify?

------Understand tenant mentality.

Again, I understand this is all just a mental thing that I have to MAKE A DECISION ON AND FOLLOW THROUGH!