The relatively high leverage in many deals multiplies the effect of appreciation, on average.

I'm more worried about converting this unit back to a drive thru some day as I think the value is in the drive thru. 

In terms of loans, due to high income, loans won't be an issue but since I already have a 40 hour a week job, it will put a restriction to how much I contribute in Real Estate.

Sometimes Auction.com provides a title report, and not buy one yourself  

If you had 50k in credit card debt for business startup costs (not real estate) with a 3-4-year plan to pay it off, high debt utilization in the meantime and a 620 credit score - but wanted to start investing in rental properties - what would you do with 20k that falls into your lap?

Cleveland and Dayton are great for high cash flow section 8.

Have a good amount saved up for down payment and own 3 acres of raw land (valued approximately 240k) but would like to keep this in portfolio.

Also your payments will be higher as you are borrowing up to 95% of the value of the home. 

The issue that I'm facing now is whether I want to pull it out against one of my rentals or on my primary.I have found a bank that will allow me to borrow as a second lien on rentals but their rates are higher than what I could get when just doing it against my primary.What I'm most worried about is what happens in a worst case scenario, should something drastic happen in the market.From what I understand, using the money against a rental doesn't necessarily provide much more of a safety blanket in case things hit the fan because if, somehow, the HELOC lender can't recover their money, you'll get sued anyways.

You can have areas in high value locations that don't have D class and  I am not sure there are even C class houses.