I have been married to the love of my life for 35 years.

I'll submit a bid for you if you want, don't ask me about anything in westland though, I don't think i've ever been there in my life....

Well that's it for now how to learn a lot from bp and begin a new chapter in life.

But I cannot for the life of me get ahold of someone at he bank.

It's like anything in life, once you learn the rules of the game, you can figure it out.

I have loved real estate all my life.

About how old is he, any health issues, how's his financial position roughly?

Unless you are thinking about buying a home that requires an FHA loan, the increases in mortgage insurance are pretty ridiculous. you're looking at 1.75% of your loan balance in up front mortgage insurance fee, and as high as 1.3% in annual mortgage insurance (for the life of the loan).Hope this helps.

For example, if I got a house that had a 7 year old roof then in another 8 years the economic life of the roof may be nearing the end and replacing it means adjusting depreciation but having more capital injected as well.

Don't look at it as bad, wish them well and be glad that they're moving into a better position in their life.