Origination Charges $0.00 01% of Loan Amount (Points) 02 Application Fee 03 Mortgage Broker Fee 04 Origination Fee 05 Processing Fee 06 Underwriting Fee B.

There are lots of lenders that do these so I would just make sure you aren't paying a ton of points and that the fees are in line with other lenders.

You definitely don't want to be paying a monthly fee or a % transaction fee when you are initially just looking to buy properties for yourself.  

You'll get a little chunk eaten up in refinancing fees, and such as well. 

Those are all just examples, but you can see how that debt service number could vary greatly between a 30yr mortgage at 5% and a hard money loan that may be 12% interest only with 1-4% fee up front.

They are world's apart.If you are not going to do commercial full time then you might want to just refer it off and get a referral fee if it closes.

3) Is there a usual or standard amount/percentage for the Option Fee, rent credits, and any other fees/charges?

@Chris Purcell Quite honestly, I have never analyzed a deal taking into account the HML costs/fees.

I'd even pay a small fee for this.I don't charge for applications. 

This is a just fancy real estate sounding way of saying "fee you ain't getting back"