My experience is much more conservative than this.So back to your original question: FHA is a government program with strict guidelines.

There are securities laws governing the activity that vary by state.  

According to that chapter, an “outright gift of the cash investment is acceptable if the donor is” one of the following: The borrower’s relative / family memberThe borrower’s employer or labor unionA close friend who has a “clearly defined and documented interest” in the borrowerAn approved charity organizationA public entity or government agency that offers assistance to (A) first-time home buyers or (B) families with low to moderate incomeThis just handles the down payment funds.

Accountants, Insurance agents, financial planners, stock brokers, tax people, Trust administrators, loan officers at banks (banks won't buy a seller financed note) bankruptcy attorneys, any government office that administers public benefit programs: Division of family services, welfare office, medicare, don't think that a note holder is always wealthy, they inherit a note and can't live off a $300 payment, the note is an asset and disqualifies  people from receiving benefits.When I said "they called me" it wasn't just note holders, many times it was the people trying to work with the note holder, they had a problem to solve to assist their client.I was the only Note Appraiser in the state, I believe, the state sent me notes to appraise!

After close to six years of historically low rates, and with an economy growing every year, the Federal Reserve is expected to allow modest increases to the rates to achieve a more normalized level.

Up to now, however, nothing has changed since before the Referendum; it is business as usual until the UK Government officially triggers Brexit and negotiates new terms with the EU as a non-Member.1.

Then have it re-inspected to get your certificate.3. any government programs like section 8 or homebase will require the certificate before they allow the paperwork to be processes.4.

My biggest issue is probably the local governments and their insanely inconvenient and dumb regulations. getting permits is a pain, ordering inspections is a pain.

Can someone with knowledge of how the laws governing Delinquent tax sales in Georgia explain to me how it works.

That's the government way.