BTW I didn't know "Brrrr method" until recently I found Brandon has already theorized and exposed my secret

Just arrived in US on initial visit and have had some interesting and encouraging experience talking with two well established credit unions .....Also exploring direct lending with some renovation folks plus a multi unit group. 

Just been exploring options of either buying a property (I might be a little short on funds for that), or attempting Airbnb co-hosting of someone else’s property.

This is the method the IRS prefers for moving money from one IRA to another IRA because the funds move directly from one IRA financial institution to another without the IRA account owner ever using the funds for personal use.

I recommend utilizing a method for rent collection that does not allow for credit card payments.

Initially my wife was pushing for the heloc as the method to get our down payment money but I insisted on as closely as possible comparing the numbers to the cash out refi. 

As a result, I didn't include a separate CapEx expenditure as my belief is the $4,673 maintenance/repair item would act as a method of capturing CapEx, capital reserve building going forward, and turnover costs.

So I'm looking into the BRRRR Method and there is this home for sale by an owner in my area.

@Malik Dodds hey Malik, one of the tried and true methods is driving around your target area.

I went to school and worked in Seattle for a few years before moving back to Hawaii...one of my biggest regrets was not venturing east to explore the rest of the state!