If the NOI can be boosted drastically and the rent role aged so the next lender sees the stable result, it is possible.

If you can get the property for a low price, you can offset the occupancy issue and boost the effective cap rate.

I have a feeling that things are likely to start changing much more dramatically once student loan payments are back in action.

So if you know how to invest in the right amenities in the right locations that can significantly boost your revenue in addition to the location. ..I personally wouldn't switch to MTRs.

Current vehicle payment is $398/mo with about 9000 left to pay (2.5% interest rate).Initial thought is go use the cash to payoff the vehicle to increase our monthly cash coming in, and decrease our DTI (only debt besides the vehicle is our rental/pri res/boat) and use the next 6-9 months to see what happens with the election before picking up another door, however having the extra 12k on top of that 6-9 months is also a great boost for a down payment.What are you doing in this scenario?

Unless you see the neighborhood turning around dramatically in the next year or so, I'd let someone else take advantage of this "opportunity". 

The only way to quickly boost rents to market value is to wait for the tenants to move out (or use the cash for keys method to get them to leave).

A great room has a dramatic floor-to-ceiling fireplace; there’s also a library, billiards room, gym and media room.

I'm just concerned if taxes go up dramatically and you can't increase your rents in step, then value will go down.

A good marketing strategy is always required for a boost in business.