The person is a normal guy who comes cross great deals (friends of friends and family connections), not a wholesaler, just a person that I know.

If all I could get is the 2% rule I wouldn’t even buy it , 1% there’s just no point unless you live in San Francisco or Dallas Denver etc and crossing fingers for appreciation .

We provide no ph# or address, just cross streets. 

(kind of like a prioritization matrix)3- Does anyone know of a good online in-depth due diligence checklist that I can refer back to and cross reference with what I have?

Many City owned improvements like driveway aprons, curb, gutter, sidewalk and cross gutters are all poured without rebar because the rebar would create maintenance issues in order to remove the concrete etc.So that said...can the damaged section of concrete be removed and replaced?

@Jacob Sampson I think you have your wires crossed, you are combining 2 separate concepts.Debt vs Investment.The OP asked if he should put money down or not. 

I'm at a cross road right now. 

I have tried with chase, rocket mortgage, ally bank, and cross country

I think a similar industry already exists for cross docking for freight.

The cross roads I am meeting is that it appears the Seattle market is a difficult one to cash flow in due to the rapid increase in property values over the relatively short time and sky high home prices which would cause us to only be able to afford one rental property if we did find one that made sense numbers wise in the first place.The above issues has led me to believe it would be wiser to invest in an out of state market where cash flow makes more sense.