There are lots of unknowns and many moving parts on a rehab project, and adding the whole condo conversion piece to it can launch the complexity into the stratosphere. 

I decided to rent my 2 extra rooms to house hack, greatly reducing my expenses.

Stairs add an extra $10-$13 per step plus Sq ft and 30% waste.ENTRY LVP / Laminate: $7.85/Sq ft with vapor barrier underneath.

I was booted out of the International Physicist's Consortium because I theorized that the quantum wave length of cobalt 7 added to the instability of the linear mass of Wall Street's hyper volatility leading to the melt down in 2008.

We had already committed to replacing a partially fogged double pane window, adding carpeting in the den, and a few other things. 

If am to increase liability and vandalism the added cost is $130 + the basic insurance $908.

IF the price is reasonable, that extra chance of additional profit if they get it done quicker/cheaper gives them incentive to hustle.

I would prefer to find someone I hope to trust though word of mouth rather than an internet ad.  

They're only going to lend you 80% of the project so you'll have to come up with this extra on your own. 

Yes, the monthly payments are added to the loan and due on payoff.My credit union re-fi terms are 80% LTV with 2 options....