Has anyone worked with a lender who has actually closed an FHA, VA or Conventional Energy Efficient Mortgage?

Yes there are actually options upto 80% with no seasoning .

I have actually seen people that claim to have a great investment, but neglected to put something like property taxes, repairs, insurance, management fees, or payroll in their numbers.  

Finally ready to take the plunge and actually start investing in real estate rather than just talk about it, so I upgraded to Pro.I'm focusing on BRRRR single family homes to start and as I do not own my own home, I am looking to house hack for my first deal.Still early in the education process and putting together my team, but excited to progress forward and hopefully connect with local investors.

Hey @Mohammad Islam, I'm an investor in Austin, TX and also provide lending services, would love to connect.

We have a few clients using AI for other industries such as mortgage, insurance and home services as well. 

More than likely those are the service disconnects for the condensers.

Actually there is and it's very popular and can be found here https://www.biggerpockets.com/forums/67-rehabbing-...Your question depends on the style of the house and the price point.

Hey @Adriana McLaughlin - This is actually the FIRST TIME I have heard of the term "ALL-IN-ONE-FIRST-LIEN", but after doing a little bit of reading on it I am not sure I still completely understand.Basically, you apply for a HELOC credit payoff your existing mortgage with this variable HELOC and then in theory have some leftover as well...so the advantage is paying off your loan early and getting access to a line of credit, but the disadvantage would be a variable rate mortgage for the reminder due on your orginal first mortgage? 

The tenants will be responsible for arranging and paying all utility services required on the premises.” not very detailed I know I wish I would’ve done better but that’s what it says