The NOLO book is my personal favorite with a little more practical advice, it points you to your state-specific laws, it has a great supporting website, and comes with sample forms you can tailor to your own use.Biggerpockets sells a Lease Agreement Package under "TOOLS" at the top of your screen. $100 for a lease and several other documents, written by investors and attorney-approved for your state.

The market has gotten significantly more competitive since my first few door knock deals.My technique has varied over the years, but I am NO salesman or people person.

I know this thread is old but just wanted to get an input from everyone on how their d2d techniques have been working?

Perhaps the most important development was the publishing of the IRS Cost Segregation Audit Techniques Guide in 2004.

This can sometimes be negotiated with flexible terms tailored to your needs, e.g. the seller holds the note for some time and then you pay a balloon (lump sum) and refinance the property with a regular mortgage lender.Home Equity Line of Credit (HELOC): Even though you mentioned refinancing might not be ideal due to your low-interest rate, a HELOC may allow you to tap into the equity you've built up in your property without refinancing your primary mortgage.Private Money: Seek out private investors who might be willing to lend you money for your next purchase.

Personalization: By tracking client behavior and preferences, you can tailor your marketing efforts, making your leads feel like you understand their unique needs.3.

OP disappeared but a good place to start would be a BP Pro or Premium membership where you get access to lease agreements and related forms, disclosures tailored to each individual state.Go here: https://www.biggerpockets.com/perks/pro I believe BP hired local landlord/tenant attorneys to prepare these packages... and I assume they would be updated periodically to reflect any changes to local law.

Consulting your CPA, attorney, and potentially a financial advisor who specializes in real estate can provide you with tailored advice based on your specific circumstances and goals.

Echoing @Rod Hanks, you do not need homeowners insurance (HO3) but a dwelling fire policy (DP) or a commercial package that is tailored for landlords. 

You will be fine here too but for every person who successfully borrows against credit cards in this way there are 99 that get into serious trouble.Some things to consider when analyzing this type of a technique:1.