@Charles Bright, are you connected to some local REIAs?

@Charles DykstraWelcome to Bigger Pockets.

Charles Perkins Good to hear from you - I was beginning to think there wasn't much activity here in the Northwest.

Good one Charles, if I lived in the property 2 of the last five years, I believe I could do a 1031.Buy it, live in it 2 years, then rent it for 3 and sell before my 5th anniversary.

Originally posted by @Charles Cooper:@Maricia SimmonsFor Champaign look into getting something that can meet your 1% rule.

Maybe @Charles Worth can chime in here.I don't understand why the New Yorkers aren't playing the same game the rest of us are.  

@Jo-Ann Lapin, @Joe Crooks, @Cornelius Charles, Thanks to all of you for reaching out and offering to help out.

Sell the note for more and take the cash, or pre-pay the note and enjoy the discount.Hard money is OK and so is creative financing - you'll know what is best, every deal is different.Good Luck --------------Charles Parrish

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Charles Parrish,Do you sell most of your properties subject to a reserve?