Let your attorney know you are real.  

@Dan Dares TMYou can use your familyMember but they will need to be a part of the deal and the bank will most likely want them to personally guarantee the loan.

The area is called the Pearl and that worked it totally regentrified the area but not affordable condo's U know start at 500k and go to many millions.

I am new to real estate investing and looking to connect with any local investor.

Analyze properties that need only minor updates and start small to manage costs and gain experience.

The down payment to acquire this sub to is $25,000. so you give them $25k, you take over a $70k mortgage and they are going to pay $165k in a few years - if you will not do this deal send it to me I will do it. 

Can anyone recommend a good alternative to Quest Trust Co, now known as Inspira?

The best way to estimate expenses is experience and knowledge of your specific asset type and market.For vacancy, that will depend on your market and the quality/desirability of your type of unit.

You really have to know how to do your numbers.A lot of that may come down to the property taxes.

Also would love to hear what the plan go forward is now it sounds like you pulled the funds back out.