You could very well be right Bryan, we were not supplied enough details so rather than speculate, I just dropped teh basic numbers on a retail flip scenario.

So whether I need tools, a vehicle, supplies, building materials or whatever, which is always needed in real estate investing I would always be able to bank the interest in my policy.Now, in addition, I don't know what day I'm going to die so the policy will provide a death benefit to my family or business partners, private lenders in case of my early or unexpected demise.

My only reservation, is vacancy rates which seem quite high, but I'm guessing that is more seasonal, that over-supply.

Not good, but better than the alternative below.I *think* the rumor that David was referring to is that the bank is sitting on lots of REO (not foreclosure) property that hasn't been released to the market.In other words, the families have already been kicked out of the house, the house has already failed to sell at auction, and now the bank has the deed back in their possession.At this point, the houses are sitting vacant and the banks are not listing them, as they don't want to flood the market, which would increase supply and values would drop.

By supplying the down payment - you are basically crippling your kids.

I thought most dishwashers heat the supplied hot water to even higher temps than the hot water heater provides.

Ultimately, the buyer must either be a cash buyer (in short supply you say) or must supply a lender with whatever loan package the lender needs.

If I need more supplies for the job a few days later I just show them the bid and they honor the bottom line discount on any extra supplies.

I usually supply her with new photos as renovations progress.

I've seen them removed by scrappers scavenging for any kind of metal.I think the water company should supply you with one - and then you can have your plumber install it.