You will have to shop around.

Stop and talk to people.Then, start shopping!

At the same time, I would want to make sure that I put something in place that discourages her from further shopping around if she is interested in renting my property, and hence thought the initial holding deposit of some money would be good where I can mention that it non refundable if she walks away or would roll into the monthly rent if she ends up renting.Thoughts?

Just shop around and ask lenders specifically. 

Since I last posted here, I ended up going house shopping in KCMO and picked up two single family homes in Raytown area of KCMO.

Needless to say I went shopping for new insurance.

This is a tell-tale sign that you are being ‘shopped’ by a borrower.

. - If I were in your shoes, I would shop around for a different title company.

I have seen them as a homogeneous pool of Contract For Deeds (which for the reader also includes Land Contract, Bond For Title and Installment Contract For Deed...those are all the same thing) I have also seen a mixed bag of goods, where the pool contains both mortgages and CFD's.

I encourage you to shop and re-shop them frequently.