I can only learn from this & grow from this.

If you find yourself tempted to purchase additional levels of training remember that the "special, limited, early-bird, one-time" offer is going to be heavily discounted by the end of the seminar. 

The first deal is likely to be small enough; you'd be growing your wealth faster if you can do the whole deal, and spring forward into 2 or 4 or 8 in the coming years.

And even though you may roll your eyes and get tired of hearing the same old things day after day, you must remember that this is a business of people management, and you will meet many types of personalities along the way.

I only have 3 units at this point, but looking to grow, so a program like that may be a little bit of overkill at this point.  

20 years of inflation and now you're not sitting on a hefty chunk of wealth, remember, I started with 2 million...and I lived off that cash flow...Basically I would have very little left....

Would like to grow a healthy cash-flow portfolio in the next 5 years to supplement (or completely replace) retirement.

If you have an understanding of real estate and think you can get better results growing your retirement savings in that asset class, then a self-directed IRA or Solo 401(k) is a means to do that.All investments are made in the name of the plan, all expenses come from the plan, and all return accrues to the plan.There are several different plan types and service models available.  

Remember these are people typically can't get a loan to by a house. 

You need a place to live no matter what, and I can't imagine rents are very cheap in Portland, so you're usually better off at least having the benefits of a little tax writeoff and mortgage paydown while you own, plus being able to paint the walls the colors you want, etc.I'd hang tight if I were you, see if your market goes up a bit more over the next few years (which I personally believe many will, just my professional opinion,) and try to refi and dump your mortgage insurance (assuming you have it) as soon as possible.In the meantime, hang onto your $50,000, keep growing it, and wait for the right deal.