The way I look at it is that I have a few different options - 1.

Hey everyone first time posting on here so still new to the page, I’m just very curious on what option I have on getting some lending on homes that I currently own.

Reach out if you want to chat through some of these options. - Have you run the calculations for your monthly cashflow and rents for the area?

You should research STC rating options.

But I guess my best option is to just purchase it at the current interest rate since I still need somewhere to live.

For those STR operators and investors that are not comfortable self managing (communication with tenants, scheduling cleaners and organizing supplies) one option is to hire a designated full/part time employee. 

Explore traditional loans, hard money lenders and private investors to understand your financing options.

So the renters have more options.

I know it's not connected to the BP Rehab tool anymore, which is unfortunate, but the AI it was powered by is called "Kukun".You can still make free estimates there similar to the BP tool, but it limits you to I believe less than 10 "rooms" per project.

Probably worth about 260k)Down payment: $100,000Interest rate: 6.75% (option to raise rate in 3 years but not down)Loan Term: 30 yearsBuyers monthly payments: $1,394.49When I crunch this into Chat GPT is says I am getting a 271.87% ROI.