We get commercial financing through small regional banks who often require us to make rent deposits as a condition of our loan agreement so we 'choose' whichever bank gives us financing.

So far, so good as far as I'm concerned.

and recommending random markets with lower median prices than Seattle, like Ohio or Alabama or Kansas.  

Shout-Out to an Amazing Realtor for Out-of-State Investors – Melissa Hudson in Cleveland, OHHey Bigger Pockets Community,I wanted to take a moment to share an incredible experience I had working with Melissa Hudson, a realtor based in Cleveland, Ohio, who helped me sell my out-of-state investment property.

If not, then you should hire an attorney for this I'm the agent representing myself in this transaction and it is my first transaction so just want to make sure I get everything right. 

So long as you have a wonderful cleaner and handyman in the area you'll do just fine!

Last appraisal we got was $560k (*the reason the appraiser said it was so low was because there weren't enough similar houses sold to really base my home price off of).Upstairs is a duplex 4b, 2baBasement is 1b, 1baShared laundry roomMy wife and I live in the basement and tenants live above us. 

So any additional exceptions, whether for purchase price or even total loan amount, would be more likely if you can show a healthy SREO. 

So you go to flower shop after flower shop to find roses.

In fact, appears you are from Dayton, OH, I'm in Cleveland and I speak in Dayton area multiple times a year at various real estate investment clubs and groups.