Some of that it seems that it is left to individual lenders to determine but I have another conversation coming up with a separate lender that hopefully they can shed some light onto it some more.

Note those that are owned by individuals versus entities.

Here's an article explaining submetering: https://flowritemetering.com/w...Installing individual city meters can get expensive, for you and the tenants.

With quickbooks you can attach any expenses to the individual door.

The only reason why I think it is working is because both tenants are serious hardworking individuals who love to work overtime.I have a 3rd bedroom available but am very hesitant to rent it out.

I'll be reaching out individually. 

Could you do them each individually?

Think of them like the private form of a zoning code, which is often how they are used.So two things 1) covenants are private and the risk of violating them is having a civil suit brought against you by another private individual 2) they are recorded documents so knowing what they contain is as simple as obtaining a copy of the document from the County Recorder's office or asking Title to provide you a copy.

It will increase your coverage on all of your individual units but then put in a larger umbrella policy of 1+ million.

I’m looking for training and a circle of like minded individuals to get to know.