The benefit of hard money is it allows you to do multiple rehabs at one time, that's why it's worth the fees and interest. 

Its interesting how they follow close to sharks and other large animals, this bond is symbiotic(they both benefit).

Some of my pros and cons for leaving current employer versus staying;ProsGreater growth potential as self employed Realtor;More access to marketing tools;Can start building RE business off of the affiliatIon of a more reputable firm; More practice by repetition; Learning opportunities in the public sector (government contracting for corporate housing)Cons Leaving a more secure job (hourly wage, health benefits, PTO, etc.) 

Yes, there will be more investors that foolishly lose their money but I bet that there will be a far greater number of people who benefit from the rule.

We bought in cities that we liked and might want to move to someday, having our tenants essentially pay them down for us. 

Hey Nick, much like @Pratik P. said the wholesaling market is tough to break into because it is essentially a no money down means of getting into REI so EVERYBODY wants to do it.

When chatting with my lender about how it may or may not affect my refi, they essentially didn't know.

It’s essentially 10% down to acquire the property.

The rejection letters we've received essentially say we're not active enough. 

I'd like to keep it as a rental when we move out but I'm not sure it will provide enough cash flow so we may benefit more from selling it.