Trying to figure out the best strategy for my situation if I should sell or hold.I owe 80,000 with a 15 year 3.25 fixed rate and it’s worth 235,000.I wanna upgrade homes and possibly use the brrrr strategy but don’t wanna lose that interest rate.Thank you guys.

Replaced some furniture and other upgrades.

Better to upgrade the kitch or bath with that money where it will pay off.Women buy homes, goes the old adage, so spend that K on something she will appreciate, the insulation can always be added later, higher end flooring...not so much

It was a primary residence that we converted to an investment once we were ready to upgrade.

May be able to use upgrades for appliances in the future.

A majority of the Indianapolis agents I have met that represent OOS investors are not conscious of the long term play.

Did a lot of possibly unnecessary work in the basement because of this and ended up taking out a lot of upgraded items prior to moving (keypad entry, installed heater, garbage disposal, etc)2) free or discounted labor doesn't work on your time frame.3) go into everything with an exit strategy.

I'd estimate $300-350 hard costs + additional costs for ECAs like slope and/or any utility upgrades needed. 

I’m working on upgrading a three story home that the city considers a SFR into a triplex.

It’s come time to upgrade and rather than sell which will cost quite a bit I’d like to rent it out.