I have heard the Seattle market is pretty cut and dry, but I'm sure there is a great deal to be found.

Single-family home sales fell 20.2 percent year-over-year, with 6,671 units sold, marking the second straight month of declines fueled by the COVID-19 pandemic;The Days on Market (DOM) figure for single-family homes grew from 54 to 58 days;Total property sales dropped 20.7 percent, with 7,917 units sold;Total dollar volume dove 25.9 percent to $2.23 billion;The single-family home average price fell 7.4 percent to $298,199, the first decline since January 2018;The single-family home median price was statistically flat at $249,000;Single-family homes months of inventory was at a 3.5-months supply, down from 4.1 months last May and below the national inventory level of 4.1 months;Townhome/condominium sales dropped 36.0 percent, with the average price down 2.3 percent to $206,146 and the median price up 2.9 percent to $175,000;Single-family home rentals jumped 11.9 percent with the average rent down 2.8 percent to $1,822;Volume of townhome/condominium leases fell 4.6 percent with the average rent down 4.6 percent to $1,586.Source: HAR

An experienced GP has earned the right to take a bigger cut, or better said, the market allows it because investors are more confident in them.New GP may have a lower minimum investment, which is appealing to a first-time investor who can get their feet wet at a lower entry point.

A 5 ARM is an option but if you cut .5% it minimal savings.

I’m sure I am not alone in witnessing reorganization every 2 to 3 years, but the end results were always focused on cutting out the human “waste” and maximizing what could be done with less people for the same hourly wages.

Financiers are now cutting leverage by 5-10% to mitigate market cycle and uncertainty based risk. 

There is severe illiquidity in the market and all vendors are seeing a 5-10% cut in LTV's / LTC's across the board.

I would recommend Springfield Clean Cut.

If the door opening is smaller then what is available you can by a door that is closest to your size and cut it down to fit.  

That’s where I cut my teeth and I can tell you it’s not where you want to start.Please let me know if you have any questions.Continued success!