Would your city allow it to be converted into a triplex?

So I think what I would do in your case is try to get the home converted to a 3 bedroom.  

So you will have a time frame to convert it from condos to single family home or duplex.

If you find a property that meets the 50% rule, though, you will likely be fine and almost certainly won't lose your shirt.To me, what matters most is how the property will perform once you convert it to a full time investment.

I do like free though, so I might check into one of the above suggestions and see if I can convert my spreadsheets into other formats.  

Security is important if you're going to convert.

@Maureen JacobsonYes the existing loan will need to be converted to a non-recourse loan because the IRA would now be the owner of the property.

You can also convert your IRA into self-directed and invest in real estate out of your IRA.

We will be moving so I want to convert it back into a bedroom.

I think in many cases the existing leases are binding so you can't force them to sign a new lease, but I would recommend you have your own and ask them to convert to yours.