This is not a mom&pop shop where you might find bad bookkeeping.I don't see how any lender underwrites this in the absence of data. 

Are there any lenders who can lend us at 20% down-payment?

If you do and you located a potential property or two, run the numbers and compare them with the duplex property you have in mind in Detroit.

@Tejani Jeet BhaveshThe debt does not go away it is just unsecuredIf you are a borrower and get foreclosed on if the debt is not paid off it does not go away - it is just unsecuredOnly way for it to go away would be pay it off or bankruptcyYou are seeing a lot of articles on zombie loans where people lost homes or kept homes but were underwater and old mortgage lenders are coming back after them as the debt is still valid and they thought it went away

And I need some clarification from those who are section 8 landlords.Regarding the actual payment to landlords, they said, "Once it passes the inspection and rent comparability (this is where we make sure your asking rent is the same as the market), the housing specialist will give the move in approval."

You're a hard money lender, not a private lender. 

The cost of living is extremely low compared to other cities and you can still many many positive cash flowing and 1% deals here.

looking to network with investors.... I am interested starting my real estate portfolio- need some guidance along the journey on getting started and executing properly. 

Cash offers with low to no contingencies are typically going to be more appealing to sellers since there are less "hoops" to jump through compared to traditional financing.

The cost of living is extremely low compared to other cities and you can still many many positive cash flowing and 1% deals here.