I use my HELOC for my BRRRR rehabs. 

Cash from HELOC on another property, then interest free promotional discover card.

Now if you already have a home take a Heloc out on it and go at it.

Looking for reviews from someone, anyone that has used a loan (heloc) from the online company Figure.

That's inconvenient but better than conventional financing.If you have equity in either of your other places, you could get a HELOC or refi one of them.Just a few ideas.

I don't expect this appraisal to hurt the ARV once the home is fixed up- but I know if the appraisal was higher she could possibly use that extra equity to fix the home up via HELOC (this is exactly what I'm doing now and it is very convenient). 

I’m torn between some options:- Hold and HELOC - I’m considering holding to keep the cash flow, but getting the house reappraised and taking out a HELOC to use when the right deal comes along.

I received a phone call today saying that the heloc i am requesting from our primary residence was denied because of our high dti.

If it needs work to be market ready anyway this may not be that big a deal, except that it would stall your access to the equity.You could also look into local lenders' requirements for a HELOC to access the equity if that's your primary goal.

So a HELOC may be a better option since closing costs are insignificant and the LOC will be based on your appraised value.