Mortgage applications are way high.Also consider these facts:  the Millennials are saddled with incredibly high debt, both personal (college and credit cards) and inherited debt (printing worthless money to cover the government's deficit spending).Anyone claiming to know the direction or pace of events will probably lie to you about other stuff, too.So I tell my clients, "These are strange times, and no one can predict the future with any certainty. 

Lie #1. 

Also, Im a semi-retired CTO/COO and would like to speak to others with either similar ideas or people that are interested in combining smart technology with property investment

This is typically the best route to go for small companies with limited marketing budgets.Check out these posts on BP:The Ultimate Beginner’s Guide to Real Estate WholesalingThe Definitive Guide to Real Estate WholesalingA 60-Day Action Guide to Wholesaling Your First PropertyThe Newbie’s Guide to Wholesaling in 7 Simple StepsThe 8 Most Common Lies Newbies Believe About WholesalingReal Estate WholesalingIntroduction to Real Estate Wholesaling | BiggerPockets Podcast #915 Costly Pitfalls That Catch Wholesaling Newbies Off GuardWholesaling CalculatorCheck out these books:If You Can't Wholesale After This: I've Got Nothing For YouThe Real Estate Wholesaling Bible: The Fastest, Easiest Way to Get Started in Real Estate InvestingThe Art Of Wholesaling Properties: How to Buy and Sell Real Estate without Cash or CreditEverything Wholesaling: The Ultimate Guide to Wholesaling Real EstateBest of luck to you and happy investing!

That's a real quick way to get yourself a Fair Housing claim, even if the tenant was lying to begin with.

If the numbers are done right, they will never lie to you!

If your thought is to buy it, get financing then lie to the banks and transfer it to the LLC you most likely have lost ALL asset protection since what your doing is probably considered fraudulent if something were to occur.

You have nothing to hide so don't ever lie to their face but a little subtlety never hurts.Hope this helps a bit!

Seems like it covers the main metrics and lies kind of right in the sweet spot of ratios not too high or too low.

Lying on loan docs will probably lead to lying on taxes will probably lead to a new 1bd/1ba in jail.