Know how long they have been in their house and what they bought it for and what's happening in the neighborhood.No one likes cold calling so don't think of it like that.

In 6 months it won’t make a difference - perfect example of this business being the “long game”. 

I went to sign up on the advice of a friend and realized I had signed up 11 years ago and never used the site.

In a nutshell I think a down vote button would not serve to further communication between us which is the goal of the site.

Have you gotten out of the original hard money loan or still paying the double digit interest cost?

Based on the facts as you outlined, no

Very familiar with the Richmond market.

Although 2024 was generally considered a seller's market, based on what's going on in the new and the real estate market --- Do you think 2025 will be a buyer's market or continue to be a seller's market?

Im not sure if I do enough to call it active but it's my only gig right now since I retired .No involvement , I go check on the property in Colorado on occasion to check it out the condition.from my decades of doing this you pay income tax to the state you live in..

If you haven't already check out the gifts Santa has left in the Resources page on Biggerpockets!