While there isn’t an exact, commonly agreed-upon definition out there, here is a handy definition for this specific loan product:DSCR loans are mortgage loans secured by residential real estate turnkey properties, strictly used for a business purpose and underwritten primarily based on the property.Important note: DSCR loans refer to the specific loan type, and the “DSCR ratio” (debt service coverage ratio) is a metric used for underwriting and evaluating these loans (and other loans), but the metric and ratio itself are distinct things versus what is referred to as “DSCR loans.”Some key things to note in the definition:DSCR loans are secured loans (meaning that there is collateral that the lender can take if the borrower doesn’t pay back the debt).

Specifically, there's job growth (Intel, Honda, Amazon, Nationwide, etc) and the population is growing (unlike Cleveland or Cincy).

Feel free to reach out to me if you have specific questions about philly, we invest in here and the surrounding areas.

We deployed thousands and thousands of our capital to a specific borrower that met very specific guidelines as set forth in our credit policy manual.

There isn’t much information online about this niche, can someone please help me out? 

Insurance programs or discounts provided by one company to the members of a specific organization (ie. trade group, alumni group, company employees, etc..)2.

I'm a realtor, investor and Developer in central Houston so feel free to PM me with specific questions. - Chris Kersey 

He's in a completely different market, but he was more than happy to talk with me and answer a very specific question I had, on a subject which I noticed he had posted about.

I am in orange county, specifically Santa Ana and could not find a bar or coffee shop where real estate, escrow and mortgage professionals meet to network.

Correct this is a very niche industry that is high risk high reward.